I’ve got three months FREE with YNAB today at the end of this post so do not miss out on all that goodness:)
Let’s go over my financial past real quick before we chat about YNAB.
Rewind to about three years ago—> I moved back to Utah from California and started completely over again with nada. My mom and I flew home that day with some of me and Brooke’s clothes and two of my brothers drove my jeep back (13 hour drive!) and that is pretty much all I had. I lived at my parents’ house for a year, I needed to be there that year because my parents are the most helpful people you can imagine during that crazy rough time in life. That year spent at their house also allowed me the chance to save up to be able to move out to an apartment and to furnish it and start a new normal for me and Brookers (oh, and to pay for a lawyer;). PS there was a day right when I moved back to Utah that I almost pulled the plug on HRG… going through a divorce with a lot of eyes on every move you make was really rough but I am BEYOND glad I kept blogging during that time because of the connections I made with other women struggling with the same trials and the amount of support from you guys was everything to me.
Then we moved to an awesome apartment we loved and then back in March of this year we moved to a brand new one that felt like home. I was sure we were going to be living where we are at now for years…. and then two seconds later I met Andrew and he swept me off my feet. In about a week we will be moving into his house (after a solid weekend of painting… who wants to come help? I kid, kind of;)
To be completely honest, until meeting Andrew… budgeting has never been a thing for me over the last few years. I never went into debt for things and I always put a little money into savings but other than that I just kind of lived. We ate out when we wanted to, shopped, did our random trips down to St. George and the two of us did what we wanted to (yes, my brain still works like a teenager at times). I made all of the decisions without discussing it with anybody else.
But now I’m MARRIED. That still feels weird to say (ehh type) out loud… probably because it happened just a few days ago ha. Pics won’t be back for a few weeks so I’ll just share a random snapchat from the ceremony:)
I’ve got a partner for everything now. Some days I am still in complete shock to have somebody that is my biggest teammate and wanting to help with anything that I need. I got so used to just doing things myself (and let’s be honest… with my mom’s help too) that this all feels like a dream to have somebody by my side through everything and wanting the absolute best for me. PS random but below is a picture one of the breakfasts that he makes for us in the morning. He knows that food is one of my love languages.
Something that Andrew and I decided together once marrying each other was on our minds, was that we need to be smart about our budgeting/finances and work together. Money is something that can REALLY tear a marriage apart and we wanted to go into this whole thing in the best way possible.
Like anything in a relationship, communication is key. Key. Knowing the other person’s ideas, goals, dreams and letting them in on what you believe and feel allows each person to understand and to feel understood. We decided we wanted to be organized and have an awesome way to help us to save our money and avoid living paycheck to paycheck.
What we are using now to do all of this——> YNAB (You Need A Budget).
YNAB is a personal budgeting web app (works with Android and iOS) and Andrew and I are HUGE fans of their four rules. I think they are so right on and their principles are very similar to the ones I grew up hearing from my parents growing up.
We’ve got a lot of changes going on over here and I feel like YNAB is helping us to really figure out a flexible plan. Life changes fast and I change my mind a lot ha and using YNAB makes it so you can easily adjust things and move forward too. I love that they are so great at teaching you that budgeting isn’t a restriction but a way to do MORE of the things that matter to you. I’m a huge fan of having control (ummm for example running and cleaning my kitchen obsessively each night before I go to bed;) and this app has helped us to feel like we are in control of our money.
YNAB is a method… you decide what is important to you, you decide how to get there and they give you the support to do these things. They are big on education and offering support for all of their users and they have free online classes daily (also, if you are a student—> YNAB is free for you)! PS I’ve been loving the videos that are 3-4 minutes on Facebook and their customer support team is insanely fast at answering any questions.
I love that both Andrew and I can have access to our budget/goals from anywhere (mostly we use our phones with this but also our computers). I love that this will help us to know what we can afford and reach our goals (as far as travel goals go we REALLY want to get to Switzerland to visit one of my best friend’s and to take the kids on a Disney Cruise in the next few years).
Today is your lucky day!! You can get THREE months FREE by clicking HERE!!! (PS no credit card required!)
Sponsored by YNAB!!! Thank you for following along and supporting us and our sponsors.
How does budgeting work in your household?
Have any good tips to save money on life/food/anything at all please?! Also, is running part of your budget?
Biggest changes that have happened to you over the last little while?
Have any relationship tips? I love reading these!